FLEXIBLE & FAST REAL ESTATE LOAN PROGRAMS

Get financing for your next real estate project, with full funding in as little as 7 days. Whether you’re looking for capital for a Fix & Flip, Rental, or Commercial property, we have a program to meet your needs. Once you’ve funded your first loan, faster approval times and more financing options can make the process even easier for future loans.

Funding for Single-Family Residential, Multifamily, & Mixed-Use Projects

The COVID-19 pandemic has created a disruption in the capital markets that has changed the rates and leverage available prior to the health and economic crisis. The rates and leverage on our short-term lending programs have recently changed and we look forward to discussing what we can offer on your current projects. Unfortunately, our Long-Term Rental program is not currently available. 

We remain committed to our customers, both new and repeat borrowers as well as our broker partners, and we are doing everything possible to continue funding loans.

The following highlights the lending programs currently available.

12-36 Month Bridge Program (Residential 1-4, MF & Mixed Use)

Max Purchase Leverage: 80% LTV
Max Refinance/cash out: 65/60% LTV
Starting at 10.5% I/O (leverage & experience dependent)

12-Month Fix & Flip Program (Residential 1-4, MF & Mixed Use)

Max Purchase Leverage: 80% LTV
Max Refinance/cash out: 75/65% LTV
Starting at 10.5% I/O (leverage & experience dependent)

9-Month Fix & Flip Program (SFR 1-4)

100% purchase with 100% rehab with max loan amount 80% ARV
Starting at 12.0% I/O (leverage & experience dependent)

Asset Types

SFR 1-4: $75k – $4M
Multifamily 5+
Mixed Use

Other

States: Nationwide except for AL, AZ, ID, MN, NV, SD, and UT
Minimum FICO 650 (for most programs)
No experience required (best rates available for borrowers with 3 projects in past 3 years)
Interest reserves: 3-12 months required for most loans
No bankruptcy or foreclosures (greater than 24 months may be considered)